5286 81st STREET N, #4, St. Petersburg, FL, 33709 | $159,000

Welcome home to your piece of heaven in Paradise Shores! Centrally located in the heart of Pinellas County, this 1st floor condo is minutes away from shopping, medical facilities, beaches, and entertainment. As you enter the condo, you'll appreciate the open floor plan with living/dining room combo. The updated kitchen is just off the dining room. In here, you'll find custom cabinets that maximize space and utility, gorgeous quartz countertops with a food prep area, and updated sink with full-size dishwasher. With glass doors and windows on both ends of the living room, there's no lack of natural light here. The bedrooms are split for privacy. The second bedroom offers plenty of space and a reach-in closet, and the hall guest bath is just steps away. The hall bath countertops were recently refinished as was the bathtub itself. At 17'x12', the master bedroom is easily large enough for a full desk/home office in the corner. The ensuite master bath has similar updates to the hall bath, and both toilets were recently replaced as well. This bedroom also has a spacious walk-in closet. The A/C - furnace was replaced within the last few years. The monthly HOA fee includes water, sewer, trash, cable tv, high-speed internet, gas (for the stove, water heater, and furnace), maintenance of the pool and grounds, and insurance. The community organizes many fun events for those who wish to participate in a more active lifestyle. There is also a heated community pool, covered bbq area, huge shuffleboard area, and bocce ball court. Schedule your showing and see this gem today!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: PARADISE SHORES
  • Year Built: 1972
  • Approx Sq. Feet: 1,085
  • Est. Taxes: $573
  • Condo Fee: $700 Monthly
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Cooktop, Dishwasher, Refrigerator
  • MLS#: TB8307220
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /prop/TB8307220/528681ststreetn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/8/2024 8:17:06 AM)
Listing courtesy of DALTON WADE INC   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5286 81st STREET N, #4, St. Petersburg, FL, 33709

$159,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $127,200 $127,200 $127,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.616% 7.055% 6.256%
Monthly Tax Payment $48 $48 $48
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $857 $836 $1,073
Total Monthly Payment $980 $959 $1,196

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.