Welcome to this charming 3-bedroom, 2-bathroom home for sale in North Lakeland, FL, situated near Kathleen and Duff Road in one of the most desirable neighborhoods. Built in 1989, this well-maintained property offers over 970 square feet of living space on a spacious 0. 23-acre lot with no HOA fees, no CDD fees, making it perfect for those seeking a affordable home in Lakeland Florida, with freedom and flexibility - perfect for investors!
Key updates include a new AC unit (2020), and a new water heater (2020), giving buyers the peace of mind that comes with modern systems. The galley-style kitchen features beautiful granite countertops and plenty of cabinet space, perfect for those who love to cook and entertain. You'll find hardwood floors in the main living areas, with cozy carpeted bedrooms for added comfort.
The oversized 2-car garage provides ample storage and direct access to the fully fenced backyard, making this home ideal for pet-friendly buyers or those who enjoy outdoor activities. A unique feature of this property is the included chicken coop and three Turkens, offering a taste of country living right in North Lakeland.
With motivated sellers and a prime location near top-rated schools, 15 minutes from your favorite shopping centers like the Lakeland Square Mall, T. Jmaxx, and Target. Minutes away from tons of dining from pizza to sushi, to mostly everything in-between! This home offers the perfect blend of convenience and rural charm. Don't miss your chance to own one of the most sought-after homes for sale in Lakeland, FL with these unique features!
Home qualifies for USDA loan 100% financing!
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$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $241 | $241 | $241 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,331 | $1,329 | $1,687 |
Total Monthly Payment | $1,647 | $1,645 | $2,003 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.