New York (Harlem), NY, 10027 | $400,000

Welcome to 157 West 123rd Street, an HDFC co-op building in the heart of Harlem. Apt 2G is a sun-drenched corner unit that includes 2-bedrooms, 1-bathroom, and a freshly renovated kitchen; all with an abundance of natural light thanks to its southern and western exposures. The welcoming home features hardwood floors throughout and tall ceiling heights- giving it the ultimate bohemian, loft vibe. The kitchen is a delight, with new stainless steel appliances, quartz countertops, a gas range, and a Beko refrigerator. Plus, enjoy the convenience of a smartly added W/D unit. Both bedrooms can accommodate, at the least, a queen size bed. The large windows offer ample light and charming cityscape views. 157 West 123rd Street is an HDFC co-op with annual income restrictions; for 1-2 people- $147, 960; for 3 and more people- $172, 620. Reach out for more information. The building is equipped with an elevator, a voice intercom system, and a live-in super. The unbeatable location is steps away from multiple subway lines. The 2, 3 at 125th/Malcolm X and the A, B, C, D at 125th/St Nicholas. Trader Joe's, Target, and Whole Foods are all just moments away, as well as the plethora of shopping that 125th Street has to offer. Experience the vibrant lifestyle of Manhattan in this ideally located Harlem co-op. Don’t miss this opportunity to make 157 West 123rd Street Apt 2G your new home! Call today to schedule your showing.

Features

  • Town: New York
  • Levels: 7
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 60.000000x105.000000
  • Laundry: In Unit,See Remarks
  • Year Built: 1910
  • Common Charge: $630 Monthly
  • Approx Sq. Feet: 0
  • Est. Taxes: $0
  • Pet Policy: Building Yes,Cats OK,Dogs OK
  • Appliances: Cooktop,Gas Cooktop,Refrigerator,Stainless Steel Appliance(s)
  • MLS#: COMP-167322281256934
  • Days on Market: 66 days
  • Website: https://www.raveis.com
    /prop/COMP-167322281256934/157w123rdstreet_newyork_ny?source=qrflyer
Copyright © 2024  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Compass   Phone: (212) 913-9058

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888.699.8876

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

New York (Harlem), NY, 10027

$400,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $320,000 $320,000 $320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,129 $2,127 $2,744
Total Monthly Payment $2,204 $2,202 $2,819

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.