3808 Gaines DRIVE, Winter Haven, FL, 33884 | $539,900

Welcome to your own tropical retreat. This immaculate, upgraded, remodeled and well-cared for pool home sits on almost one acre of land (. 86 acre). This is a three bedroom, two and a half bath residence that offers sizeable rooms throughout the home starting with the large tiled foyer. Both the front and rear doors have been replaced and upgraded. The residence also has a metal roof. There is a spacious living room and dining room with remote-controlled shades. There is bamboo wood and ceramic tile flooring throughout. The family room has a beamed cathedral ceiling and a wood-burning stone fireplace. The renovated kitchen is a chef's dream with wood cabinets, granite counter tops, two ovens, microwave, wine refrigerator, large refrigerator and dishwasher. There is also a long breakfast bar with brass railing and bar stools that will remain. The primary bedroom has an ensuite bath with a large walk-in shower. The other two bedrooms share a large bathroom with jetted tub. The half bath is located off the laundry room and is used for a pool bath. This home comes with the following extra features: whole house generator, irrigation well for the lawn, an extra split a/c system for the primary, a water softener system in 2023, professional landscape lighting, patio bar and equipment, pergola and fire pit. The residence was totally re-plumbed in 2019, pool was re-marcited in 2013, new exterior doors in 2022-2023, double pane windows installed in 2022, one a/c replaced in 2019 and a new hot-water heater was installed in 2024. Your huge back porch equipped with your own bar overlooks the gorgeous 30 ft x 15 ft pool and the landscaping is exquisite.

Features

  • Rooms: 13
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 1978
  • Garage: 2-car Driveway, Garage Door Opener, Guest
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,098
  • Acreage: 0.86
  • Est. Taxes: $2,297
  • HOA Fee: $350 Annually
  • Lot Desc: In County, Landscaped, Level, Oversized Lot
  • View: Pool, Trees/Woods
  • Pool: Child Safety Fence, Gunite, In Ground, Lighting, Outside Bath Access, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Water Softener, Wine Refrigerator
  • MLS#: P4932117
  • Days on Market: 71 days
  • Website: https://www.raveis.com
    /prop/P4932117/3808gainesdrive_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 2:05:10 AM)
Listing courtesy of QUINN & COMPANY REALTORS, LLC   Phone: 863-412-2287

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3808 Gaines DRIVE, Winter Haven, FL, 33884

$539,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $431,920 $431,920 $431,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $191 $191 $191
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,910 $2,871 $3,642
Total Monthly Payment $3,193 $3,154 $3,925

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.