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12 Cipriano Road, Clintondale (Plattekill), NY, 12515 | $469,000
The ULTIMATE FLEX HOME ! Many options to be had within this extremely spacious bi-level nicely located in Clintondale off 44/55 in a quiet small sub-division. There is a spacious single family residence upstairs with a large living room with a pellet stove that flows into a sun-filled dining area. A light and bright kitchen that flows into a full season heated sun room flooded with light throughout the day with a slider that allows outdoor access. Three bedrooms down the hallway with a full bath, with the main bedroom with an en suite bathroom. The lower level goes to a utility/ laundry room and beyond that room is a studio with an efficiency kitchen (no range) a full bath and it's own private entrance at the back of the home. To the right side of the home is an entrance to the accessory apt with one generous bedroom, a spacious living room, kitchen with a full bath. Outside the home is a screened in porch and patio. A detached garage is towards the back of the yard that can be used to park cars OR could be an excellent space for a carpentry shop/ car mechanic space or art studio if it is insulated and heated. Though just on less than an acre, the yard feels very large with a sweet little fire pit area is between the house and garage. The location is excellent: New Paltz and the thruway a short distance away. . . as well as Highland and Poughkeepsie. Farm stands are peppered about as well as fruit orchards. Cipriano touches Rt 44/55 as well as Milton Turnpike. Seeing is believing how amazingly flex this home is for any buyers needs because an in-house rental (or 2) could help pay the mortgage and taxes! Extra space for guests as well.
Features
- Town: Clintondale
- Baths: 2 full
- Units: 2
- Style: Bi-Level
- Year Built: 1973
- Heating: Oil, Baseboard
- Cooling: Window Unit(s)
- Approx Sq. Feet: 2,744
- Acreage: 0.73
- Est. Taxes: $9,329
- Lot Desc: Level
- Elem. School: Plattekill Elementary School
- High School: Wallkill Senior High School
- School District: Wallkill
- MLS#: H6327477
- Days on Market: 59 days
- Website: https://www.raveis.com
/prop/H6327477/12ciprianoroad_clintondale_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12 Cipriano Road, Clintondale (Plattekill), NY, 12515
$469,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $375,200 | $375,200 | $375,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $777 | $777 | $777 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,496 | $2,494 | $3,217 |
| Total Monthly Payment | $3,348 | $3,346 | $4,069 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535