Welcome to this Cranberry style end unit in sought after Villages at Brookside! Charming front porch that opens to the foyer which easily flows into the bright and airy living/dining with soaring ceilings that create an open, inviting atmosphere. The warmth of a gas fireplace promises cozy evenings, while a sliding door opens to your private deck. Spacious updated kitchen and sitting area or additional dining space featuring quartz countertops, recessed lighting offering ample space for culinary adventures. Whether you're entertaining guests or enjoying a quiet meal, this space effortlessly blends functionality with style. First floor primary bedroom featuring a spacious walk-in closet & private full bath. Venture upstairs to find a versatile loft area, perfect for a home office, reading nook or additional living space. The second bedroom and full bath provide comfort and privacy for family members or guests, making this townhouse ideal for any lifestyle. Gas heat, central air, full basement, one car garage & association pool. At time of closing, Buyer to pay two months, nonrefundable, HOA fees to the working capital reserve account. Monthly HOA fees to increase 1/1/2025. These funds will be earmarked for the Capital Improvement funds. See attached document. Buyers/Buyers agent to verify all information contained herein.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring: Carpet | 14.0 x 18.0 | Second |
Kitchen | Countertop(s): Quartz,Flooring: Tile,Stove(s): Electric | 14.0 x 24.0 | First |
Living Room | Fireplace(s): Gas,Flooring: Carpet,Door(s): Sliding | 16.0 x 26.0 | First |
Master Bedroom | Flooring: Carpet | 14.0 x 21.0 | First |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $534,400 | $534,400 | $534,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,555 | $3,552 | $4,507 |
Total Monthly Payment | $4,024 | $4,021 | $4,976 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.