Charming Hilltop Retreat with Spacious Living Areas. Perched on a quiet hilltop surrounded by heathy old growth forest, this 3 bedroom 2 bath home offers the perfect blend of privacy and comfort with small low maintenance yard, set back from the road in a peaceful setting. The first floor welcomes you with a spacious kitchen, offering room for an island addition, a separate dining room, and a cozy living room ideal for gatherings and entertaining. A versatile office or bonus room on this level can easily convert to a first-floor bedroom, adding convenience and flexibility. Upstairs, discover three generously sized bedrooms plus a full bathroom. The master suite includes a walk-in closet. The walkout basement has a partially finished room currently being used as a 4th bedroom however could make a perfect movie/workout/office space, along with a dedicated utilities room. The heated garage not only accommodates vehicles but also provides extra storage or a potential game room. 200 amp electrical panel with generator hook up. Enjoy the serenity of nature from the back porch, perfect for relaxing mornings or evenings. This home is an ideal retreat for those looking for space, comfort, and a peaceful lifestyle in a scenic location. Home is vacant, some photos are virtually staged. Delayed showings until open house Saturday, 9/28 from 11am-1pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $439 | $439 | $439 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,969 | $2,605 |
Total Monthly Payment | $2,483 | $2,483 | $3,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.