This charming New Englander, close to the local Elementary School, offers a spacious kitchen with new flooring, stove, and refrigerator- be the first to create a delicious meal with them! You’ll appreciate the oversized mud room with new floors, plenty of storage for seasonal gear and the convenience of first floor laundry. The windows in the living room allow the natural light to flow in. There is a formal dining room, currently being used as an office, or could also provide a first- floor bedroom if needed. The full bathroom is off the kitchen providing single floor living if that’s what you’re looking for. Upstairs you will find 2 bedrooms with very generous closets and endless possibilities. The back bedroom has ample room for 2 beds or bunk beds with a closet large enough to create a fort, reading nook or homework area, while the front bedroom offers a generous design with a walk-in closet. One side has a wardrobe system, the other side could be a vanity center, reading nook, closet office or with town approval a half bath. Outside the backyard could host your next BBQ, alfresco dining or add a firepit to relax with s’mores. The oversized shed with electricity and some insulation provides a variety of uses; currently used as workshop, it could be transformed into fitness/ yoga or art studio, an additional play space for children, game night or pavilion for backyard get togethers.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,920 | $255,920 | $255,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $355 | $355 | $355 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,555 | $1,555 | $2,057 |
Total Monthly Payment | $1,985 | $1,985 | $2,487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.