Five generations of the same family have cherished this Victorian-style home in Holyoke’s Highlands Neighborhood. Built in the late 1800s, it seamlessly combines historic charm with modern conveniences. You’ll love the beautifully preserved hardwood floors, high ceilings, energy-efficient windows, updated electrical service, and a high-efficiency Buderus gas boiler. With 5 spacious bedrooms, 2 full baths, and 3, 290 sq ft of living space, this home offers plenty of room to grow. The large basement with high ceilings provides even more storage or potential use. Conveniently located near Rt 91, it’s a quick drive to Northampton and Springfield. The property also features a 900 sq ft barn, perfect for storage or future projects. Some repointing on the barn’s bricks may be needed, but it’s brimming with potential. Schedule your showing today!
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Flooring - Hardwood | Second |
Bedroom 3 | Ceiling Fan(s), Flooring - Wood | Second |
Bedroom 4 | Second | |
Dining Room | Bathroom - Full, Ceiling Fan(s), Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood | First |
Kitchen | Flooring - Stone/Ceramic Tile, Dryer Hookup - Electric, Washer Hookup | First |
Living Room | Bathroom - Full, Ceiling Fan(s), Flooring - Hardwood | First |
Master Bedroom | Ceiling Fan(s), Flooring - Hardwood | Second |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $387,200 | $387,200 | $387,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,416 | $2,353 | $3,060 |
Total Monthly Payment | $2,903 | $2,840 | $3,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.