Welcome home to this charming Cape-style home that offers 3 bedrooms, 2 bathrooms nestled on a corner lot in sought after neighborhood. The main level features an updated light and bright updated eat in kitchen with SS appliances. tiled backsplash and laminate flooring open to the cozy living room, large primary bedroom with 2 closets and a full bathroom. Upstairs you'll find two more bedrooms with generous size closets, and an updated full guest bathroom. Additional highlights include a partially finished basement rec room/office with laundry and plenty of room for storage. Enjoy your backyard oasis with a 2-year-old above-ground pool, back deck and patio. Conveniently located near the Spaulding Turnpike, The Ridge in Rochester, grocery stores, shopping and schools. Open house Saturday 9/28 11: 30am-2pm
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $485 | $485 | $485 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,288 | $2,259 | $2,900 |
Total Monthly Payment | $2,848 | $2,819 | $3,460 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.