Welcome to 32 David Lewis Road, a 4-bedroom home on a 2. 4-acre of privacy with amazing convenience in the serene town of Gilford, New Hampshire. Built in 2021, this modern residence offers unparalleled tranquility bordered by a year-round brook. Step inside to discover a thoughtfully designed interior featuring a spacious formal dining room perfect for entertaining guests or hosting family dinners. The open-concept living space flows seamlessly, highlighted by large windows that flood the home with natural light, creating a warm & inviting atmosphere. The heart of the home is the well-appointed kitchen, boasting contemporary finishes & ample counter space for culinary enthusiasts. Adjacent to the kitchen, the private deck invites you to relax & unwind while enjoying the picturesque views of the surrounding nature. The lower level of the house offers additional potential. A walk-out design already plumbed for another bathroom provides an excellent opportunity to expand your living space to suit your needs. Outside, the property is adorned with a charming stone wall, adding to the rustic appeal. While the landscaping is ready for your personal touch, the hard work has been started, allowing you to customize the outdoor area to your liking. Residents of Gilford enjoy exclusive access to a 1, 700' sandy beach on Lake Winnipesaukee, along with a town boat launch & town docks. This is perfect for those who love water activities. Close to Gunstock Ski Area.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $645 | $645 | $645 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,339 | $4,227 | $5,453 |
Total Monthly Payment | $5,076 | $4,964 | $6,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.