Welcome to this beautifully maintained home in West Babylon, NY! This charming property features 3 bedrooms and a beautiful full bath. A spacious living room, which provides the perfect setting for gatherings or relaxing evenings. Just off the living room is an eat-in kitchen with stainless steel appliances. This home has great lighting throughout with recessed lighting and skylight. There are plenty of closet space and storage especially with a modest size shed in the backyard. Roof and gutters are 4 years old. The boiler system has been regularly serviced, and is more than efficient with hot water heater which was replaced in 2018. Electrical amperage was upgraded to 200 amps to accommodate any future home upgrades. Fence, awning, back deck and front steps are also 4 years old. Tastefully done to accommodate large functions. You will be taken back as you make your way towards fully finished basement which has its own side entrance. This property is situated on a generous corner lot, this home offers ample outdoor space, ideal for gardening, entertaining, or simply enjoying the fresh air. Its convenient location near major highways and public transportation ensures easy access to everything you need, from shopping and dining to schools and parks. Experience the perfect blend of comfort, convenience, and sustainability in this inviting home. Don't miss the chance to make it yours.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$639,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,999 | $511,999 | $511,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $989 | $989 | $989 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,406 | $3,403 | $4,390 |
Total Monthly Payment | $4,487 | $4,484 | $5,471 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.