SPLENDOR IN THE COUNTRY. . . YOUR HILLTOP HAVEN AWAITS!. Drive through a colorful canopy of autumn leaves to a reveal of this striking contemporary home. A covered entry welcomes you to open and airy spaces. Invite guests to the family room where a wall of built-in shelving defines the space. Settle in with snacks and drinks as you take in pretty views of the natural setting through a bay window. Pull down the big screen and voila! you’re immersed in the sounds and sights of the latest movie in your screening room. Gather in the living room by the fire as the cook enjoys the clever step-saver design of the adjacent kitchen. After dinner, an elevated deck beckons you to venture outside for a hot toddy under rosy sunset skies or head down to the yard and grab an apple from the tree before you relax around the fire pit. Make your way to the garden level sunroom to warm up and continue the party in the finished basement where there’s plenty of room for fun and games and dedicated study and office space with handy built-in desk. Retreat to the convenient first floor bedroom with ensuite bath or make your way to the private wing where a second floor primary suite with soaring ceilings accented by crossbeams provides a restful retreat. An oversized bathroom and dual walk-in closets will delight, as will a separate staircase up to two additional bedrooms with an updated bath and a half! Everyone will feel pampered! THIS IS NO COOKIE CUTTER HOME! LIGHT, BRIGHT AND SOARING…THE DREAM BEGIN
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $666 | $666 | $666 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,034 | $2,917 | $3,796 |
Total Monthly Payment | $3,792 | $3,675 | $4,554 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.