This dream home offers 10' ceilings, open floor plan with custom board and batten in entry and living area, spacious kitchen featuring custom quartz countertops with extended waterfall of quartz down the side of cabinet, island, sliding barn door providing access to pantry and stainless-steel appliances. Luxury vinyl plank flooring throughout the home with deeper baseboards and __ ft interior doors. Triple sliding glass door from living room as well as double sliding glass from master bedroom to your outdoor living space that features 25 x 15. 5 covered and screened brick paver lanai with outdoor kitchen incl gas grill, refrigerator and bar sink. Large stone fireplace overlooking the privacy of your back yard. As an added bonus you also have a brick paver screened lanai that is 15 x 25. 5 off the covered lanai. The outdoor living space is incredible and is a place you'll get hours of enjoyment watching deer feed in the mornings and evenings as well as many birds and the occasional otter. This cul-de-sac location backs up to a wooded/green space that offers lots of privacy. Brick paver driveway makes a statement as you pull into your oversized 2-car garage with overhead hanging storage rack as well as attic space for more storage. Many updates and upgrades were made in the last 16 months that make this lovely home truly turnkey and move-in ready. Located in the San Savino section of St Augustine Shores. Biking or walking distance to Hartley Elementary, community tennis and pickleball courts, the Riverview Club which offers reasonable membership to homeowners and provides access to Intracoastal dock, pool with outdoor seating areas, clubhouse facilities with fun and interesting activities and a children's play area. Nearby Canopy Shores Park offers walking trails as well as community sidewalks throughout for walking and biking routes so be sure to bring your comfy shoes. Also located within this community is the St Augustine Shores Golf Club with 18-hole golf course, driving range and clubhouse. For information purposes: Homestead Exemption was filed for the 2024 tax bill and the proposed annual tax amount is $3, 546. 29. Monthly HOA dues are $32. 75 but rounded up due to MLS constraints. Buyer to confirm all pertinent information such as measurements (rounded down due to MLS constraints), square footage, homeowners association, etc. 3D Tour available for viewing at: https: //nodalview. com/s/05sVnvUZT9P9D_-_5jvvdf
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $478 | $478 | $478 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,047 |
Total Monthly Payment | $3,763 | $3,760 | $4,617 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.