Welcome to this spacious and beautifully extended ranch in the heart of Selden, offering 3 bedrooms, 3 full baths, and a fully finished basement with a separate outside entrance! This home features a generously sized eat-in kitchen with updated wood cabinets, elegant crown molding, gleaming granite countertops, ceramic tile flooring, stainless steel appliances, and a double oven perfect for those who love to cook and entertain. The kitchen is enhanced with radiant heat, while recessed lighting provides a modern, ambient glow. The cozy den, complete with a cathedral ceiling and skylight, is the perfect spot to relax, while the dining room features a tray ceiling that adds a touch of sophistication. With custom molding throughout, this home exudes charm and craftsmanship at every turn. Other highlights include a 200-amp electric system, central air conditioning (2 units), and a 1-car attached garage with a separate laundry room for added convenience. The fully fenced property sits on a spacious 0. 35-acre lot, offering plenty of room for outdoor enjoyment. Recent updates include windows, roof, stone front, and skylights (all just 8 years ago), plus a blacktop driveway, paver walkway, and in-ground sprinklers. This area is known for its friendly atmosphere, convenient access to shopping, dining, and parks, and its close proximity to both North and South Shores, providing a perfect blend of suburban tranquility and modern amenities. This home is a true gem, offering the ideal combination of comfort, style, and location. Don't miss out on the opportunity to make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,056 | $1,056 | $1,056 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,327 | $3,323 | $4,287 |
Total Monthly Payment | $4,475 | $4,471 | $5,435 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.