241 Montoya DRIVE, The Villages, FL, 32159 | $298,900

Location Location Location! Located close to Spanish Springs & Lake Sumter Landing, this Colony Patio Villa is in the Village of Rio Ponderosa, which has a stop light at the intersection of Morse Boulevard and San Marino Drive (which is the entrance to Rio Ponderosa) is ready for it's new owner. Literally within 10 minutes of so much, but set in a rural, quiet setting with no backyard neighbors and no through traffic! The home backs up to a tree-lined conservancy area (with water) and has a butterfly garden! Tons of beautiful butterflies come daily! This totally updated villa, from the NEW ROOF and WATER HEATER, the NEW ELECTRIC RANGE, COMFORT HEIGHT (2) COMMODES and BRAND NEW CONCRETE DRIVEWAY – ALL IN 2024, has QUARTZ KITCHEN COUNTERTOPS AND GORGEOUS TILE THROUGHOUT! The HVAC system is also NEW 2022, Faucets NEW 2022. Washer & Dryer, Refrigerator and Garage Door Opener were new in 2019. There is also an OTA outdoor antenna on the property. The Villa is a 2 bedroom, 2 bathroom home with a 1-car garage with room for golf cart parking. The screened lanai is a wonderful place to relax, read or unwind from the day or just visit with your neighbors, beneath the beautiful shade tree in the front yard. Once you enter through the front door into a spacious interior, you are immediately impressed with the open floor concept. The living room and dining room open to the kitchen with its separate eating area, double sink, closet pantry, modern cabinets and breakfast bar. Continuing to the owners en suite with walk-in shower and linen closet. The large walk-in closet is a bonus! There is also a great sized guest bedroom with a 2 door closet and is adjacent to the guest bath with its combination tub/shower. There are two (2) solar tubes in the home as well. This amazing opportunity is just minutes away from both Lake Sumter Landing Town Square and Spanish Springs Town Square. Being located between 441 and 466 gives you a beeline to fun, food and entertainment within a few minutes’ drive! Truly a GREAT location! Offered at a great price and the bond is paid – the bones are awesome in this one! OH! Did I mention the convenient guest parking just across the street???? Call today to plan a visit! At lease one (1) picture has been virtually staged.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 43 x 105
  • Laundry: In Garage
  • Style: Traditional
  • Year Built: 1995
  • Garage: 1-car Driveway, Garage Door Opener, Guest
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,103
  • Acreage: 0.1
  • Lot Size: 43 x 105
  • Est. Taxes: $1,400
  • View: Trees/Woods
  • Adult Communities: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: OM686385
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/OM686385/241montoyadrive_thevillages_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/28/2024 6:34:21 AM)
Listing courtesy of RE/MAX PREMIER REALTY LADY LK   Phone: 352-753-2029

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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241 Montoya DRIVE, The Villages, FL, 32159

$298,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,120 $239,120 $239,120
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $117 $117 $117
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,492 $1,453 $1,890
Total Monthly Payment $1,684 $1,645 $2,082

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.