PUNTA GORDA - FURNISHED AND TURN-KEY and NO FLOOD DAMAGE! Prime location and iconic building of the Charlevoi condo in an age restricted (55+) complex in Punta Gorda! This condo is the perfect place to spend your winters or enjoy year-round! The 2-bedroom, 2 bathroom condo has sliding glass doors leading out to your east facing lanai from the living room which is a great spot to enjoy the sunrise while sipping your morning beverage or a cool spot to enjoy the Florida evenings. This condo unit is a second-floor corner unit nestled in the heart of Punta Gorda right on the shores of Charlotte Harbor. This nicely maintained home has a washer and dryer in the unit, newer vinyl flooring throughout except kitchen and baths which are tile, newer ceiling fans and offers a bright and open floor plan. The kitchen features soft close cabinets, pantry closet, breakfast bar and overlooks your living/dining room area making it easy to converse with guests from the kitchen. The master bedroom has two closets one of which is a walk-in and also has a private bathroom with vanity area, walk-in shower and an additional closet. The guest bedroom, also with a private full bath, is roomy and bright with plenty of closet space. The 19x8 lanai area has a tiled floor, storage closet. Charlevoi is a highly desirable community with numerous resort-style amenities, including large heated pool, covered patio area, card and fitness rooms, banquet/meeting room. This is an active 55+ community with many social activities year-round. You can walk to so many downtown establishments and activities such as restaurants, art galleries, farmer's markets, festivals, the tiki bar and the beautiful 2. 5 mile Harborwalk path, just to name a few. Please Note: No pets and owners must own unit for 2 years before renting. PER SELLER. . . HOA FEES WILL BE REDUCED TO UNDER $600 STARTING JANUARY 2025!!!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $221,600 | $221,600 | $221,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $251 | $251 | $251 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,531 | $1,493 | $1,885 |
Total Monthly Payment | $1,857 | $1,819 | $2,211 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.