One or more photo(s) has been virtually staged. Motivated Seller- Bring Offer! Welcome Home! Come and Enjoy the delightful Golf Course gated community known as Seminole Lakes. Built in 1999, this home has views of the golf course and a lake. At nearly 2000 sq. ft. of living space the value is great as well as the price. Admire mature landscaping with a tropical touch. A New Tile roof was completed September 2023. Ceramic tile throughout open floor plan. Carpeted Master Bedroom with sliding glass doors to lanai, plantation shutters and view of the golf course. Master bath has Garden tub. 3rd. Bedroom used as a den/bonus room with closet space used as a computer nook, no closet door. Views of the Golf Course from great room and the kitchen through sliding glass doors and a spacious screened Lanai great for entertaining. A fantastic community with tons to do, Seminole Lakes is located just five miles south of historic downtown Punta Gorda on Charlotte Harbor. It is considered "maintenance-free, " with low monthly fees, including lawn care, 24-hour guarded access control, a community pool and tennis courts. The monthly fee also includes community road and lake maintenance. Individual homeowners are responsible for their home and shrubbery care and tennis and golf access fees, if interested. The community features eight freshwater lakes, the largest of which is nearly 25 acres, and access to the Seminole Lakes Golf Club, a semi-private 18-hole executive course. Golf carts welcome!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,039 | $1,989 | $2,511 |
Total Monthly Payment | $2,225 | $2,175 | $2,697 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.