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635 Madeore St, Saint Augustine, FL, 32084 | $575,000
Discover TWO homes on this one-of-a-kind MULTI FAMILY property, just 6 minutes from downtown St Augustine. Enjoy HALF AN ACRE of lush tropical oasis, no HOA and the charms of a classic Florida bungalow and matching tiny house. Whether you choose to live in one home and rent the other, or have family enjoy both, this newly renovated property offers endless possibilities. MAIN HOUSE: This two bedroom, one bathroom 1940s bungalow was meticulously renovated in 2023, with all new finishes. The 832 sq ft home features an open plan living area with dining room/office. The modern kitchen features a farm sink, white quartz countertops, dishwasher, oven, microwave and premium LVP flooring throughout. Tucked in a closet is a stackable washer and dryer. The metal roof was added in 2022 and water heater is brand new. TINY HOUSE: This one bedroom, one bathroom home was built in 2019 and features a bedroom, full bathroom and kitchenette. Renovations in 2023 included new LVP flooring, throughout. Tucked in a closet is a stackable washer and dryer. The metal roof was added in 2022 and water heater is brand new. TINY HOUSE: This one bedroom, one bathroom home was built in 2019 and features a bedroom, full bathroom and kitchenette. Renovations in 2023 included new LVP flooring, new vanity, barn door and kitchenette with induction cooktop. The house has a separate power meter and internet. The mini-split air conditioner was updated in 2024. Sold fully furnished if desired. The tiny home is an ideal rental house, workshop, office or for extended family. Immerse yourself with the sounds of nature, swaying palm trees and with plenty of space for outdoor living, gardening and extra parking. Enjoy the freedom of no HOA rules or fees! Close the 8 ft gates and enjoy total privacy in your tree lined oasis. The property is located in flood zone X, where no flood insurance required.
Features
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 130 X 160
- Style: Cottage,Craftsman
- Year Built: 1940
- Heating: Central,Other-See Remarks
- Cooling: Central,Other-See Remarks
- Approx Sq. Feet: 1,144
- Acreage: 0.48
- Lot Size: 130 X 160
- Est. Taxes: $2,410
- Lot Desc: Wooded
- MLS#: 244585
- Days on Market: 25 days
- Website: https://www.raveis.com
/prop/244585/635madeorest_saintaugustine_fl?source=qrflyer
Listing courtesy of Keller Williams St Augustine
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
635 Madeore St, Saint Augustine, FL, 32084
$575,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | $201 | $201 | $201 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,138 | $3,057 | $3,944 |
| Total Monthly Payment | $3,431 | $3,350 | $4,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388