Indulge in refined elegance and ultimate privacy with this move-in-ready home, nestled on nearly 2 acres in the highly coveted Ridgewood Estates. This 4-bedroom, 2. 5-bath residence offers sophisticated living at its finest. The first floor boasts a stunning white kitchen with granite countertops, a center island, and hardwood floors. Relax in the fireplace-warmed living or family rooms, entertain in the formal dining room, and work from home in the private office that opens to a serene rear deck. Upstairs, the master suite features a luxurious bathroom, his-and-hers closets, and a spacious walk-in closet. Three additional large bedrooms and an updated bathroom complete the second level. The finished lower level provides a rec room, with ample storage in the unfinished area. Step outside to a large deck, perfect for entertaining, overlooking a heated pool and secluded yard bordered by woods. With a newer roof, updated mechanicals, and professional landscaping, this home offers luxury living in a convenient location. Ideally located in Western Cranston, it's just a short drive to Providence, South County beaches, and Newport. Discover the perfect family home today! Sale Subject to Seller suitable housing.
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$959,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $767,200 | $767,200 | $767,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.055% | 6.234% | 5.805% |
Monthly Tax Payment | $969 | $969 | $969 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,296 | $4,662 | $6,320 |
Total Monthly Payment | $5,357 | $5,723 | $7,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.