Opportunity awaits, as this 1, 248 s. f. Cape style home comes on the market in both a central location and a highly desirable neighborhood. Sited on over a half acre, this cape offers 4 bedrooms and 2 baths along with a detached 2 car garage having an unfinished storage room above. The home has had several updates including new and refinished hardwood floors throughout the first floor. The kitchen is adorned with stainless steel appliances and gleaming cherrywood cabinetry. The kitchen, dining room and living room have an open floor concept with two bedrooms and a bathroom on the main floor. The second floor has two front to back generous size bedrooms with wall to wall carpeting and a second bathroom. Both bathrooms have been remodeled adding new vanities and fixtures. Other features include new Central A/C, a fully poured basement, a gas fired Buderus boiler, town water with a brand new Enpress water filtration system, 2 outdoor sheds along with established gardens and perennials throughout the large, private property. Local amenities include various ponds for swimming and kayaking, nearby shopping and easy highway access. Don't let this one slip by you. Title V in hand.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring: Carpet | 11.0 x 14.0 | Second |
Bedroom 3 | Flooring: Wood | 11.0 x 14.0 | First |
Bedroom 4 | Flooring: Wood | 11.0 x 14.0 | First |
Master Bedroom | Flooring: Carpet | 11.0 x 14.0 | Second |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $496,000 | $496,000 | $496,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $430 | $430 | $430 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,300 | $3,258 | $4,183 |
Total Monthly Payment | $3,822 | $3,780 | $4,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.