One or more photo(s) has been virtually staged. Welcome to your own slice of paradise in the charming community of Osprey, Florida. This delightful two-bedroom, two-bathroom house offers a perfect blend of comfort, style, and convenience. As you step inside, you'll be greeted by a harmonious combination of slate and engineered hardwood floors that flow throughout the home, creating a seamless and elegant atmosphere. The kitchen has white cabinets with soft close drawers, granite countertops, stainless steel refrigerator and dishwasher. The primary bedroom is a true retreat, featuring a sitting room that provides a perfect space for relaxation or a quiet reading nook. Imagine starting your day with a cup of coffee in this tranquil setting, planning your adventures in the surrounding area. One of the standout features of this property is the fully owned solar panel system, a testament to eco-friendly living and potential energy savings. The entire yard is fully fenced, offering privacy and security for you and your loved ones. Lush bamboo creates natural privacy screens, transforming your outdoor space into a secluded oasis. For those who appreciate the beauty of nature, a short walk will lead you to a beautiful lagoon area. Here, you can marvel at breathtaking sunsets or observe the diverse Florida wildlife in their natural habitat. It's like having your own private nature reserve right at your doorstep! The home has been thoughtfully updated with modern amenities, including an updated electrical panel box and a water softener system. A well for irrigation ensures your garden paradise stays lush and vibrant without increasing your water bill. The dining room boasts a volume ceiling with wood beams, adding a touch of rustic elegance to your entertaining space. You'll find yourself conveniently close to shopping, restaurants, beaches, boating, and recreational activities. Nature enthusiasts will appreciate the proximity to Blackburn Point. For those seeking a bit of adventure, the Oscar Scherer State Park is just a stone's throw away, offering camping facilities and ample opportunities for outdoor activities. And when you're in the mood for a tropical libation, the Casey Key Tiki Bar is nearby, ready to serve up refreshing cocktails with a side of island vibes. Properties in this area are a rare find, especially at this price point. This home offers a unique opportunity to own a piece of Florida paradise that combines modern comforts with natural beauty. Whether you're looking for a permanent residence or a vacation getaway, this Osprey gem checks all the boxes. Don't let this opportunity slip through your fingers like sand on a Florida beach. Schedule a viewing today and take the first step towards making this charming house your new home. Who knows? You might just find yourself whistling a happy tune as you watch the sunset from your very own piece of paradise. MISC . Roof new 2018, Plumber sewer lines2019, shed 2020, Fenced yard & Bamboo , some windows and a door 2021 , Solar Panels 2022, New Blown Insulation in attic & Above garage, newer ceiling fans, newer well pump, newer electrical panel box and updated wiring, dedicated outlet for a future generator, Solar panels are paid in full . Electric bill for a full year 2023 was $636. 28
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$429,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,288 | $2,286 | $2,949 |
Total Monthly Payment | $2,514 | $2,512 | $3,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.