Beautiful corner lot house located in a quiet location in Deland!! BRAND NEW ROOF!! and SOLAR PANELS INCLUDED!! So close to Lake Beresford, Hontoon Island State Park and the St. Johns River, yet close to Stetson University, downtown Deland, I-4 and I-95. You'll love the large master suite with room for a king size bed and furniture plus en-suite bathroom. Highly desired split floor plan, open kitchen and large living room. Recently replaced water heater, new insulated windows, Solar panels, so you will save a lot of money on power bill (only $45 monthly), water $25 monthly, new walk-in-tub in guest bathroom to enjoy and relax after work. Talk about a great value! Ask for the list of all the upgrades seller just did and spent! This home qualifies for all loan types including affordable USDA (rural) loan. Contact your agent to schedule your showing today!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $30 | $30 | $30 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,697 | $1,653 | $2,150 |
Total Monthly Payment | $1,802 | $1,758 | $2,255 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.