626 Mount Avenue, Babylon (West Babylon), NY, 11704 | $665,000

Welcome to this Beautiful 4 Bedrooms, 2 Full Bathroom Home, Offering Finished Basement With Outside Entrance, And Meticulous Landscaped Back Yard, Nestle on a Flat 114x104 Property. The Living room greets you with an inviting ambiance, bathed in natural light. With sleek lines and Modern finishes. Venture a few steps up to the heart of the home-the kitchen! equipped with modern stainless-steel appliances, and a chic back-splash. Just off the kitchen the dining area opens up to an expansive deck that overlooks your private backyard oasis. Imagine sipping your morning coffee while basking in the sun or hosting summer under the stars gathering. . . Heading back inside, We Have Two Bedrooms and a Full Bathroom on the first Floor, As we journey to the upper level, you'll discover two additional bedrooms and a fully updated bathroom. Each room has Charming windows that let in just the right amount of light. We can't ignore the versatile lower level, which can be use as a relaxing Family room, home office, Game room, Storage or Gym room and more. . . This home is conveniently located, and has very Low taxes. and is ready to Move in, Just unpack and Relax!!

Features

  • Town: Babylon
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Cape Cod
  • Year Built: 1961
  • Heating: Natural Gas, Baseboard, Hot Water
  • Cooling: Zoned
  • Basement: Finished, See Remarks, Walk-Out Access
  • Acreage: 0.27
  • Est. Taxes: $10,389
  • Lot Desc: Near Public Transit
  • Middle School: Robert Moses Middle School
  • High School: North Babylon High School
  • School District: North Babylon
  • Appliances: Dishwasher, Dryer, Refrigerator, Washer, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer
  • MLS#: 3581355
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/3581355/626mountavenue_babylon_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Exit Realty Achieve   Phone: 631-543-2009

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

626 Mount Avenue, Babylon (West Babylon), NY, 11704

$665,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $532,000 $532,000 $532,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.439% 6.273% 5.268%
Monthly Tax Payment $866 $866 $866
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,319 $3,232 $2,212,233
Total Monthly Payment $4,277 $4,190 $2,213,191

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.