This Early 1950's home sits atop a most pristine piece of property overlooking Coquina Park & its long marsh to water & wildlife views. With no neighbor to your west side save for the quaint waterfront park, you will enjoy magnificent sunsets while savoring the cool breezes off of the waterfront. 92 Coquina is located in Davis Shores, Anastasia Island's earliest development. A quiet & walkable community, Davis Shores has no HOA, it has public sewer & water, & is just a stones throw from the famous Bridge of Lions to historic downtown St Augustine, or to the State Park Beaches. Davis Shores also boasts A+ rated schools. The home is quaint with the original wood floors, kitchen nook, large closets & several fun ways to design your perfect room arrangement for dining, living, working, relaxing, exercising or playing. The one car garage is attached and can easily be enclosed for extra room. Much value is in the land which is rare to find in this Davis Shores location with marsh views! The home is not large, however the piece of property it rests on absolutely is. This is the perfect home to remodel into your own perfect space. Newer appliances are all in working order and convey with the home. Sturdy concrete block gives you options for remodeling or additions. Original wood floors offer charm whether you remodel or take them up in order to place somewhere in a new build. Starting over is also an option and this is the most amazing property to create the home of your dreams. A two story home would capture all the views available and there is plenty of room to create the home you have always longed for. There are plenty of options with this home and property. Take a look. 92 Coquina could seriously be your next address! Great to know that there was ZERO Flooding with Helene or Milton. This home stayed high and dry!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,632 | $3,395 |
Total Monthly Payment | $2,849 | $2,846 | $3,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.