Save up to $100k in Builder Options with this Nearly New Contemporary Bungalow… Loaded with options, including the Gourmet Kitchen, Gas Cooktop, Double Oven with Convection, and Microwave vented outside. The Kitchen also features a Silestone Quartz Counter tops and a tile Backsplash. The Kitchen Pantry is amazing for those monthly Costco trips to stock up on all your favorite items. The Dining Area features a built-in Buffet Server and Wine Refrigerator. The Open Concept first floor has impressive 8” Glazed Ceramic Wood tile flooring throughout giving you a seamless feel right from the front entry. The upgraded Contemporary Stairwell includes twisted picket Metal Balusters, and Luxury Vinyl Stair treads leading directly to an upstairs open loft. The loft and Primary Bedroom also boast luxury vinyl which looks fantastic but and is very easy to keep clean. The Primary bath and Secondary bath each have Quartz Counters and oversized vanities. The Primary bath has dual split vanities, contemporary tile floor, large shower and upgraded shower enclosure. The 2-car garage opens to a long paver driveway… This home is located across the street a few steps away from the community pool, clubhouse, exercise facility and community mailbox. Encore at Ovation will live up to it's name. . . Get ready to Rejoice at this Price!
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $472 | $472 | $472 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,745 | $2,673 | $3,477 |
Total Monthly Payment | $3,309 | $3,237 | $4,041 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.