12 Harding Drive, Rye, NY, 10580 | $3,595,000

Fantastic NEW home just completed in the city of Rye on a great tree lined street close to schools, train and town. This new construction features a great open floor plan including a kitchen with center island, breakfast area, family room with fireplace which opens up to the living room, great for entertaining. A private office, dining room, butlers pantry, powder room and mud room complete the first floor. The 2nd floor has a Primary bedroom suite with a vaulted ceiling, spa like bathroom, and spacious walk in closets. 1 en-suite bedroom, 2 bedrooms with a shared bath, and laundry room complete the 2nd floor. The lower level is an open finished recreational space with high ceilings, a bedroom and full bath. Other amenities include 2 car garage, back up home generator, high ceilings, and a blue stone patio with private back yard. Built to a high standard of quality and craftsmanship by local Premier Builder. Additional Information: ParkingFeatures: 2 Car Attached,

Features

  • Rooms: 12
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Style: Colonial
  • Year Built: 2024
  • Heating: Natural Gas, Hydro Air
  • Cooling: Central Air
  • Basement: Finished, Full
  • Approx Sq. Feet: 4,301
  • Acreage: 0.21
  • Elem. School: Osborn
  • Middle School: Rye Middle School
  • High School: Rye High School
  • School District: Rye City
  • Appliances: Gas Water Heater
  • MLS#: H6329602
  • Days on Market: 59 days
  • Website: https://www.raveis.com
    /eprop/H6329602/12hardingdrive_rye_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Julia B Fee Sothebys Int. Rlty   Phone: 914-967-4600

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2166562

302.293.7433

Brian.Shahwan@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Jennifer HartInsurance Sales Director, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12 Harding Drive, Rye, NY, 10580

$3,595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Shahwan

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 302.293.7433

Brian.Shahwan@raveis.com

NMLS Mortgage Loan Originator ID 2166562

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,876,000 $2,876,000 $2,876,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.375% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.795% 6.472% 5.966%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $16,556 $17,943 $24,076
Total Monthly Payment $16,681 $18,068 $24,201

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.