Welcome to this charming 2-family home, perfect for investors or multi-generational living. The primary unit feels like a single-family residence, offering 3 spacious bedrooms and 2 updated bathrooms. Enjoy the elegance of hardwood floors and beautiful woodwork throughout, with a stunning, modern kitchen featuring a tile backsplash, pantry, and oak cabinets. The first floor includes a separate dining room and living room, ideal for entertaining. Retreat upstairs to the expansive primary suite, complete with a walk-in closet and a luxurious bathroom. The second unit is a bright and airy 2-bedroom, 1-bath apartment with an open-concept design. High cathedral ceilings and wood floors create a welcoming space, and a gas stove adds a cozy touch to the kitchen. Both units offer central AC, separate utilities, newer windows, heating systems, and water heaters. The oversized garage provides ample storage or workspace, making this property both beautiful and practical. Don’t miss out on this rare find! Schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $546 | $546 | $546 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,970 | $2,892 | $3,762 |
Total Monthly Payment | $3,608 | $3,530 | $4,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.