Sited in the picturesque countryside of Barnet, Vermont, this 3-bedroom farmhouse embraces the nostalgia of a vintage farmhouse and exudes a classic New England charm. Located just minutes from the shores of “ Harvey's Lake’”, this property offers a perfect blend of rural tranquility and comfortable modern amenities. Inside, you’ll find original hardwood floors, exposed beams, and spacious living areas filled with natural light. The kitchen-dining space is perfect for large gatherings and the grand room welcomes guest overflow. The yard is large, sloping and open, offering plenty of room for gardening or outdoor activities. The 30'x 60', barn (constructed in 2012) has a poured slab and presently hosts the sellers antique’s sales business, it has poured concrete flooring and a second level for storage. This space could easily do double time as a garage and workshop or house pets and farm animals. There is a tiny house in the back yard, built years ago as a play house it has been well maintained and cared for; keep it for play, possibly a garden shed or update it as an AIRBNB. Barnet is accessible from both interstates 91 and 93, it is in the heart of Vermont’s recreational paradise known as the Northeast kingdom. Barnet is minutes to St. Johnsbury, Vt and offers choice at the highschool level. VAST access. A 3D video is available with the listings.
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NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $359 | $359 | $359 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,526 | $3,205 |
Total Monthly Payment | $2,994 | $2,960 | $3,639 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.