Just the perfect 4 bedroom Cape on a corner lot! From the vinyl siding to the thermopane windows and the newer roof (2015), the exterior of this home is truly maintenance-free! The 1st floor boasts an enclosed entry foyer with closet and space to leave your umbrellas and boots! Step into the spacious living room with hardwood floors offering room for TV or holiday gatherings. The eat-in kitchen is super cute and clean with white cabinets and updated appliances. Off the back is an enclosed porch with room for everything including the dryer, (washer is in the kitchen close to the porch door) making that chore a breeze! A full light bright bath plus 2 nice-sized bedrooms finish up the 1st floor. The 2nd floor offers 2 more bedrooms and a cedar closet . . . bonus everything has been freshly painted. Check out the lower level with room to grow! What you are really going to love is the back yard, large, level and fenced in just waiting for your summer picnics gardens or maybe even a pool? All this located on a corner lot on a quiet, lovely street and close to community garden!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 9.0 x 12.1 | Main |
Bedroom 2 | Cedar Closet,Hardwood Floor | 11.2 x 13.6 | Upper |
Bedroom 3 | Hardwood Floor | 11.5 x 13.0 | Upper |
Eat-In Kitchen | Engineered Wood Floor | 11.0 x 13.2 | Main |
Living Room | Hardwood Floor | 11.1 x 19.2 | Main |
Primary Bedroom | Hardwood Floor | 11.3 x 11.1 | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $552 | $552 | $552 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,019 | $1,967 | $2,496 |
Total Monthly Payment | $2,646 | $2,594 | $3,123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.