Renovated St Augustine home on 1. 68 acres is a must see! Currently home has 3-bedrooms and 2-bathrooms however, an 850sqft second story (plumbing and electric roughed in) leaves the possibilities for more endless. Envision additional living space, guest suite, additional bedrooms, office, homeschool room, theatre room or creative studio. Consider using a renovation loan to help customize the upstairs to suite your needs. Home has an inviting open layout featuring an updated kitchen, complete with stainless steel appliances and quartz countertops. Both bathrooms have been beautifully updated. The large outdoor area has plenty of room for animals, gardening, storing your boat or RV, installing a pool or adding another dwelling. Additional updates include a concrete culvert drainage system and gutters that are one year old. Well, water softener and sanitation system, water heater, duct work, crawl space insulation and second story spray foam insulation are all only two years old. Located just a short drive from historic downtown St. Augustine, this property combines rural tranquility with the accessibility of city living. Schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,959 | $2,919 | $3,704 |
Total Monthly Payment | $3,051 | $3,011 | $3,796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.