PRICE IMPROVEMENT and seller offering 5k towards closing costs or points buy down! Discover your Florida paradise in this beautifully updated 2-bedroom, 2-bathroom condo with GARAGE nestled within the serene Mirror Lake community. Enjoy the Florida sunshine on your private screened-in lanai, perfect for relaxing or entertaining. The modern kitchen features sleek appliances and ample counter space, while the bathrooms boast stylish fixtures, plus enjoy the convenience of a full-size stackable washer and dryer right inside your unit. The primary bedroom with en-suite bathroom, fits a king size bed and dressers easily, and also boasts a walk-in closet. The second bedroom fits a queen size bed and has plenty of closet space. You have your own one car garage that is deeded with the property! There are hurricane impact windows, new light fixtures and fans through out, new hot water heater, new garage door opener with new back up battery, custom window blinds, and a new garbage disposal. Enjoy the heated community pool and spa! Close proximity to gorgeous area beaches, golf courses, Anna Maria Island, Downtown Bradenton, State College of Florida, IMG Academy, Sarasota–Bradenton International Airport and Downtown Sarasota. Pets allowed. This home is an ideal investment opportunity, winter retreat or full time residence!
Buyer to confirm all information.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $195,199 | $195,199 | $195,199 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,299 | $1,297 | $1,674 |
Total Monthly Payment | $1,553 | $1,551 | $1,928 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.