Step into luxury and comfort in the highly sought-after Twin Lakes 55+ gated community located in St. Cloud, where vibrant, resort-style living meets serene nature and waterfront views. This home offers the perfect blend of modern design, premium finishes, and unparalleled amenities making every day feel like a peaceful retreat. As you step inside, you’ll immediately notice beautiful ceramic tile, an open floor plan that’s perfect for both daily living and hosting friends and family. The living and dining areas seamlessly flow into the gourmet kitchen, which features 42-inch wood cabinets, granite countertops, stainless steel appliances, and a gas stove. The large island and breakfast bar make it an ideal space for entertaining or enjoying a quiet meal with the family. The master suite is your private escape, featuring a stunning tray ceiling and an impressive walk-in closet with plenty of space for all your essentials. The bathroom suite is a showstopper, offering dual sinks with granite countertops and an oversized walk-in shower complete with a built-in bench, perfect for relaxation and a touch of spa like luxury. The utility room is designed for convenience, featuring extra cabinetry, granite countertops, and a sink for convince. The second bedroom is conveniently located near the secondary bathroom and Den/Office living area. The home also includes an oversized garage with ample space for both vehicles and storage throughout. Oversized glass sliders lead to a covered lanai and backyard, where you can enjoy what Florida living is all about. Living at Twin Lakes means more than just a beautiful home, it’s a lifestyle. Enjoy full lawn service and exterior maintenance, that includes washing the exterior of the home, painting the exterior of the home every 6 years, and roof maintenance/replacement all covered by HOA fees, plus access to three oversized swimming pools, a 20, 000 sq. ft. clubhouse, a state-of-the-art fitness center, and activities like tennis, pickleball, bocce ball, shuffleboard and lake fishing on the Lake. You’ll also have access to walking and cycling trails, boating, vegetation garden and two dog parks. Situated in close proximity to Lake Nona Medical City, the new VA Hospital, MCO Airport, and a variety of shopping, dining, and entertainment options, Twin Lakes seamlessly combines tranquility with convenience. Additionally, stunning beaches are just a short drive away, enhancing your vibrant Florida lifestyle. With this luxurious home and modern upgrades, and a welcoming community, it’s perfect blend of comfort, luxury and convenience. Whether you’re relaxing at the convince of you luxury home or making new friends at one of Twin Lakes’ many social activities, you’ll love calling this place home. Schedule your appointment today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,996 | $303,996 | $303,996 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,048 | $2,020 | $2,564 |
Total Monthly Payment | $2,277 | $2,249 | $2,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.