Opportunity awaits in the desirable Shamrock Shores community! Situated on a double lot spanning over half an acre, this home has been lovingly maintained by the same owner for the past 30 years. This home has great bones, with the entire property re-piped in 2022 and a new roof installed in 2017, offering peace of mind for years to come. The screened front entry welcomes you into a spacious open-concept great room with soaring ceilings, where the living and dining areas flow effortlessly into the well-laid-out kitchen. The oversized owner’s suite offers a private exit to the patio, a walk-in closet, and an ensuite bathroom featuring a glass-enclosed stand-up shower. The split-bedroom floorplan provides optimal privacy, with guest bedrooms conveniently located near a full bathroom. The third bedroom, currently featuring a laundry closet, offers the potential for expansion into a larger bedroom. Alternatively, the adjacent garage room can be used as a cooled storage space, or both areas can be combined to create an even more spacious third bedroom. The window-lined Florida room overlooks the expansive backyard, creating a peaceful retreat for relaxation. Located just minutes from several golf courses, beautiful beaches, shopping, restaurants, and entertainment, this home with great bones offers endless potential. Schedule your showing today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $181 | $181 | $181 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,504 |
Total Monthly Payment | $2,199 | $2,197 | $2,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.