This home is being sold by the original owners. Here is a newly renovated Colonial (RENOVATED August 2024) offering 3 bedrooms and 2 full baths nestled on . 24 acre with an additional adjacent . 18 acre lot for a total of . 42 acre. or 18, 295 sq. ft. There is plenty of opportunity to create with this additional space. . . . This house was built in 1998. . . WOW! The main floor offers an entrance hallway, living room, formal dining room, family room/den, large eat-in-kitchen, and full bath. The second floor has all the bedrooms, which are larger than average bedrooms. The primary bedroom is approximately 18'8"x 13'9", bedroom #2 is approximately 18 'x12'and bedroom 3 is approximately 12' 4' x 12'. New floors and updated recessed lighting were installed in August 2024. The large eat-in-kitchen is equipped with stainless steel appliances, a pantry and plenty of cabinetry for storage. The slider in the den/family room opens to a patio in the backyard, where there is plenty of room for a pool, or the creation of a wonderful backyard oasis. There is a full unfinished basement with high ceilings. This house is approximately 2400 sq. ft. and provides the perfect environment for daily living and pure entertainment. Elwood School district is slated for this location. Convenience awaits, as this house is a mere 7 minutes from the Long Island Railroad (LIRRR). Parkways, highways, shopping, entertainment and Huntington Village are all nearby. This is the home you have been waiting for. . .
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,394 | $1,394 | $1,394 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,986 | $3,982 | $5,138 |
Total Monthly Payment | $5,472 | $5,468 | $6,624 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.