Looking for a coastal-inspired retreat with amazing features located on a spacious corner lot? Built by the award-winning Mastercraft Builder Group, this well-maintained gem provides abundant space and versatility, featuring three bedrooms, a flex room, two bathrooms and a three-car garage. As you step inside, you will feel welcomed by an inviting open concept floor plan, perfect for entertaining family and friends. While you stroll through the home, you will appreciate the style and practicality of the gray, wood-like tile floors, dimmable recessed lighting, upgraded light fixtures and remote-controlled ceiling fans throughout. The heart of the home is undoubtedly the gourmet kitchen and is a chef's dream, featuring high-end stainless steel appliances, exquisite quartz countertops, and a generous island that encourages both cooking and conversation. The kitchen also boasts ample white cabinetry with dovetail drawers and soft closing doors. There is an adjacent walk-in pantry to meet your storage needs. Retreat to the master suite, your private oasis, complete with a luxurious en-suite bathroom featuring a granite countertop, double sinks, a large, elegant shower equipped with a rain shower, and shower walls tiled from floor to ceiling. There is also a sizable walk-in closet to accommodate wardrobe enthusiasts. The additional two bedrooms and flex room are equally inviting, ideal for family, guests, or a home office. The spacious, dedicated laundry room will help make doing laundry a breeze. This modern home is equipped with several energy efficient features 1) R-38 ceiling insulation 2) R-19 wall insulation 3) superior 2" x 6" exterior wall construction 4) Ply Gem Low-E vinyl double-pane tilt-out windows 5) high-efficiency heating and cooling system with programmable thermostat and 6) LED lighting and 7) two EV charging outlets. The low- maintenance landscaping has a full irrigation system and dedicated irrigation well. Enjoy your morning coffee on your oversized, covered lanai. Stroll, jog, or ride your bike throughout the beautifully landscaped and peaceful community of Villages of Valencia. Take a dip in the community pool or take a short 10-minute drive to enjoy one of several pristine beaches in Saint Augustine. It is also only a 50-minute drive to both Daytona and Jacksonville, while historical Saint Augustine is a 20-minute drive. This property is in an A-rated public school district, has a low HOA, and no CCD fees. Schedule a private showing today to fully experience what this stunning home has to offer.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $280 | $280 | $280 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,392 | $3,035 |
Total Monthly Payment | $2,750 | $2,747 | $3,390 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.