Newer Victorian Style Home in Port Jefferson Village. Experience the charm of a Victorian-style home built in 2012, complete with a cozy rocking chair porch. Located in the highly desirable Port Jefferson Village community, this property offers a seamless blend of modern comfort and classic elegance. Situated on a level lot stretching from Washington Ave to Lincoln, this home enjoys a prime location in Port Jefferson Village. Gleaming hardwood floors flow throughout the home, enhancing its warm and inviting ambiance. The home features 3 large bedrooms and 3 full baths, providing ample space for family and guests. A large granite eat-in kitchen (EIK) serves as the heart of the home, perfect for cooking and gathering. The full basement, equipped with 2 egress windows, offers numerous possibilities for finishing and customization. The master bedroom boasts cathedral ceilings, a master bath, and a large walk-in closet. Enjoy a very open floor plan, ideal for entertaining and family living. Port Jefferson Village offers a variety of dining options, from quaint local eateries to high-end restaurants. The nearby Port Jefferson Harbor is perfect for boating, fishing, kayaking, or a leisurely stroll. The village is also home to many charming shops. This home is part of the esteemed Port Jefferson School District. Take advantage of the ferry service from Port Jefferson to Connecticut for easy travel. Enjoy the financial benefit of low taxes while living in this beautiful home. This Victorian-style gem offers a unique opportunity to enjoy modern living with a touch of classic charm in a vibrant community. Don't miss out on making this beautiful house your home!
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $802 | $802 | $802 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,795 |
Total Monthly Payment | $4,614 | $4,611 | $5,689 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.