LISTED AT RECENT APPRAISED VALUE! Seller ready for offers and motivated to sell. Don't miss this 2. 2-acre property and home on Rodman Reservoir and Ocklawaha River (Greenway Recreation Area is located between land and waterfront). The home is 2 stories including 3, 072 living square feet with full living quarters upstairs and downstairs. Upstairs is 1536 square feet with a wrap-around screened porch and includes 3 bedrooms & 2 bathrooms. The living room and kitchen are spacious, with an open floor plan and a wood-burning fireplace. The kitchen includes custom wood cabinets and lots of counter space, and all appliances (range, refrigerator, D/W & microwave) are included. The generous main bedroom has an ensuite bathroom, including a shower and tub. Guest bedrooms have sliders leading to the wrap-around porch. Downstairs is 1536 living square feet with an open floor plan of living room and full kitchen, plus a slider leading to a covered front porch with lake views. Includes one bedroom, one bathroom, laundry room and bonus room perfect for office/den or game room. Outside is a beautifully manicured lawn with mature landscaping and a storage shed.
Rodman Reservoir, or Lake Ocklawaha, is an artificial reservoir located on the Ocklawaha River in Putnam County and Marion County in north central Florida. The reservoir, located about 15 miles southwest of Palatka, is approximately 15 miles (24 km) in length, covers 13, 000 acres (5, 300 ha), and is located between State Road 19 on the east and State Road 315 on the west. It is also a premier largemouth bass fishery for Northeast Florida. Ocklawaha gets its name from the Ocklawaha River, which flows for 74 miles in total. Located 20 minutes from downtown Fort McCoy with a grocery store, doctor's office, pharmacy, hardware, gas station, pizza, and more. It is a short drive to Silver Springs, which includes Walmart, Lowes, Bealls, Outback, and many more of your favorite shopping spots and restaurants. Ocala is only another 10 minutes from Silver Springs with vibrant nightlife and lots of entertainment options and restaurants. Gainesville (Home of University of Florida Gators) is only 50 minutes to downtown. If you’re a fisherman or hunter or simply love hiking, canoeing, or kayaking, you are in luck! Minutes to Ocklawaha River, Ocala National Forest, and many natural springs (Salt Springs, Silver Glen Springs, Juniper Springs), horseback and walking trails, and off-road vehicle trails await your explorations. One-of-a-kind property and location! Ready for new owners!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $496,000 | $496,000 | $496,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,342 | $3,297 | $4,183 |
Total Monthly Payment | $3,571 | $3,526 | $4,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.