Welcome to this charming ~1500 SF residence nestled on a sprawling 1. 2-acre lot featuring A1 Agricultural Zoning, No HOA, and great elevation. Renovation on main house completed late 2024. This home offers ample space for both tranquility and adventure. The home features a modern, open-concept design with warm wooden vaulted ceilings and abundant natural light that streams through large updated windows, creating a seamless connection with the surrounding landscape. The updated kitchen includes stainless steel appliances and granite counter tops, ideal for both casual meals and entertaining guests. Additionally, the property boasts a large basement/workshop, perfect for hobbies or storage, providing even more functional living space. The living room is generously sized, perfect for cozy family gatherings or hosting larger events. Agricultural zoning allows for many possibilities, including RV parking, wildlife, or even small-scale farming. A damaged guesthouse on the property presents a fantastic opportunity to rebuild and customize to your needs, offering potential as a private retreat or rental income. The home offers serene outdoor views from every room, combining the best of rural living with modern comforts. Whether you're seeking peace or versatility, this property is a true gem with its blend of open space and practical convenience. The 1. 2 acre A1 zoned lot, lack of HOA, and extra storage room in the basement and workshop make this a wonderful opportunity. Come experience the possibilities in this unique and inviting home. Inquire today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $158 | $158 | $158 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,892 | $2,429 |
Total Monthly Payment | $2,149 | $2,125 | $2,662 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.