Welcome to 135 N Palmetto Ave, where Comfort and style come together. This Beautiful Beach Home totally updated on deep Saltwater canal with Direct Intracoastal Waterway access !!! It is one you need to see in person, it features beautiful pine wood accent ceilings and beams! It is in excellent move in condition, the home has over $130, 000 in upgrades including new roof, new concrete Seawall, new Impact windows, new boat dock and deck with seating area, Kitchen, master bathroom and 2nd bathroom are totally redone with quartz countertops and tile floors and showers, new A/C and more . . Bring your Boat and enjoy beach life, the back yard is oversized with plenty of room for a pool and outside dining seating area under a beautiful Oak tree, enjoy the sunsets giving a unique outside life style environment. Drive your golf cart to the beach, downtown shops, restaurants and local parks. Flagler Beach is just 3 blocks away. Enjoy walking, biking, golf carting, canoeing and boating. This home seats on a private cul de sac street ! Schedule your showing today and start living the beach life you’ve dreamed of !
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Our Executive Mortgage Banker:
Our Insurance Division:
$685,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $548,000 | $548,000 | $548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $420 | $420 | $420 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,600 | $3,642 | $4,621 |
Total Monthly Payment | $4,112 | $4,154 | $5,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.