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285 Joann Circle, Fair Play, SC, 29643 | $599,000
Looking for a Lake Front Home on Hartwell? This Lake Home is situated on . 63 acres with an additional vacant lot included to make a full . 99 acres with 250' of shoreline and 2 Docks. Large Detached, 2 Car garage with Electricity is perfect for YOUR Work Shop or whatever you choose. This Home Offers 4 Beds, 3 Full Baths, with 3 Bedrooms on the Main Floor, Gas Fireplace, and Stainless Steel Appliances with Double Oven. Partially Finished Basement with 4 Rooms (2 Being used as Bedrooms), a Full Bath and extra Storage. Take your choice of Relaxing on the Front Porch with the Koi Pond, OR Relax and Unwind on the covered back deck and enjoy the scenery. Roof is approx. 6 years old, HVAC approx. 6 years old, New Heat Pump 2018, and Solar Panels will be paid off a closing, so you can take advantage of the Low utility cost. This home will not last long. Come Take A Look For Yourself before this Lake Home is Gone!!
Features
- Amenities: None
- Bedrooms: 4
- Baths: 3 full
- Laundry: Sink, 1st Floor, Walk-in, Laundry Room
- Style: Traditional
- Garage: 2-car Detached
- Heating: Electric, Forced Air
- Cooling: Central Air, Electric
- Basement: Partially Finished, Walk-Out Access, Interior Entry
- Acreage: 0.99
- Est. Taxes: $1,121
- Lot Desc: 1/2 - Acre, Few Trees
- View: Water
- Water Front: Yes
- Elem. School: Fair Oak
- Middle School: West Oak
- High School: West Oak
- Appliances: Trash Compactor, Cooktop, Dishwasher, Dryer, Self Cleaning Oven, Refrigerator, Washer, Electric Cooktop, Electric Oven, Free-Standing Electric Range, Double Oven, Electric Water Heater
- MLS#: 1538603
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/1538603/285joanncircle_fairplay_sc?source=qrflyer
Listing courtesy of Upstate Experts Realty Phone: 864-641-8999
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
285 Joann Circle, Fair Play, SC, 29643
$599,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
| Monthly Tax Payment | $93 | $93 | $93 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,990 | $2,912 | $3,787 |
| Total Monthly Payment | $3,175 | $3,097 | $3,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484