Welcome to your dream retirement home in the desirable 55+ Kings Gate Golf Community! This MOVE IN READY home is being sold PARTIALLY FURNISHED. Prepare your favorite meals in style with the FULLY UPDATED KITCHEN (2022), boasting of sleek QUARTZ COUNTERTOPS that not only enhance the aesthetic appeal but also offer durability and easy maintenance. Equipped with NEW STAINLESS STEEL KITCHEN APPLIANCES, this home ensures a seamless culinary experience, blending modern convenience with timeless elegance. Other updates include: NEWER A/C SYSTEM (2022), NEW ROOF (2023), FRESHLY PAINTED EXTERIOR, VINYL PLANK FLOORING in bedrooms. NO CARPET! Watch Florida's amazing sunsets from your screened lanai. The backyard is backed up to a preserve, ensuring privacy while connecting with nature as you bird watch. This home offers SPACIOUS bedrooms, bathrooms, and closets. The community offers a plethora of amenities tailored for an active and social lifestyle. Amenities include Golfing, Pickleball, Tennis, Fitness Center, Olympic style Heated Pool/Spa, Restaurant, Clubhouse and MORE! Plenty of community events and activities to meet new friends. There's something for everyone! This location provides you access to shopping, dining, and all the conveniences of modern living. Schedule your viewing today and embrace the epitome of comfortable, Florida living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $389 | $389 | $389 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,462 |
Total Monthly Payment | $2,407 | $2,405 | $2,926 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.