As you drive to the address in the cul-d-sac and stop you will be sure to see the extraordinary home. You will think you are in a new home=no just a perfectly kept home. Lush landscaping screened front porch with flo crete concrete floor finish. As you enter the glass storm door you will think you are in the model home for HIGHLAND homes, no just in a perfect home. Numerous upgrades are apparent as you walk thru. Two bedrooms and a bath greet you as you enter. The great room and kitchen with vaulted ceilings are very bright and open. There is an oversized breakfast bar, like new upgraded appliances and cabinets with special lighting. A walk in pantry with shelves to the ceiling. The laundry room has built in shelves and a cabinet for storage with a bar to hang clothes and a shelf to fold your clothes. The primary bedroom suite is very spacious and you enter thru the pocket door to your bath. Garden tub and a walk in Glass enclosed shower. Private toilet area and spacious walk in closet. There is a 10 x 10 screened patio with a fan and Flo crete finish on the floor. Also a 10 x 16 open patio for grilling. A 16" brick walk around the house. The a/c unit is sitting on a brick pad. A new 4 x 6 shed to store lawn tools. There is also a vinyl fence around the entire property with sensor lights. You must walk the home to appreciate all the great upgrades. Call Barb for an appointment!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $321 | $321 | $321 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,209 | $2,179 | $2,765 |
Total Monthly Payment | $2,605 | $2,575 | $3,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.