Located in Jericho Village sits this lovingly cared for 3 bedroom, 1 bathroom historic home with a 1 bedroom, 1 bathroom accessory apartment. Discover a stunningly renovated kitchen, offering quartz countertops, attractive cabinetry, and eat in kitchen. Off the kitchen, the formal dining room gives you access to the full bathroom with laundry, as well as the 1st-floor bedroom with beautiful wood beams. Relax in the living room next to the electric fireplace, or enjoy your very own 3-season porch at the front of the home. The first floor also offers a bonus room and second entrance off the kitchen, making for a perfect office space! Upstairs, you will find two additional bedrooms, both well-sized with large windows and lovely original details. Around the back of the home, you will find the private deck leading up to the second-floor accessory apartment. Featuring a large living space, combined kitchen/dining/laundry, a bonus room, full bathroom, and large bedroom, this is an ideal unit for generating supplemental income or multigenerational family living. Outside, explore the massive 40 x 36 foot barn for vehicle storage, equipment, and upstairs storage space of 20 x 28! Ideally situated nearby to local Jericho attractions including Snowflake Chocolates, Palmer Lane Maple, Jericho Cafe & Tavern, and many walking/biking trails, but still a quick commute into central Chittenden County, this gem of a property is not one to miss. See MLS#5016068 for single family listing.
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NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $532 | $532 | $532 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,164 | $4,014 |
Total Monthly Payment | $3,871 | $3,788 | $4,638 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.