Welcome home! This spacious 5-bedroom, 3-full-bathroom residence offers the perfect blend of comfort and style, nestled on a flat lot. Enjoy an inviting living room adorned with large windows that flood the space with natural light and a cozy fireplace. A den provides space for a home office, or cozy reading nook. Host dinners in the dining room or opt for casual meals in the eat-in kitchen. The sunroom area features a door leading to the patio. Convenient Laundry Room is located off the kitchen. Retreat to the spacious primary bedroom complete with a full bathroom. An additional full hall bathroom is also located on the first floor. Four bedrooms and a full hall bathroom are situated upstairs, featuring skylights that add warmth and brightness to the space. The full basement includes a bar area and offers ample storage. A two-car garage adds to the convenience and utility of this home. As an added bonus, this sale includes an additional waterfront property on Lakefront Ave, offering even more opportunities for recreation and relaxation. Additional Information: Amenities: Storage, HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Detached, ConstructionDescription: Vinyl Siding,
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$680,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $544,000 | $544,000 | $544,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $1,320 | $1,320 | $1,320 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,711 | $3,616 | $4,588 |
Total Monthly Payment | $5,123 | $5,028 | $6,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.