BOND IS PAID!! Roof replaced 2021 --- HVAC replaced 2022 --- Water Heater replaced Sept. 2024 --- Spanish Springs Town Square®, and Tierra Del Sol Golf and Country Club, are just a short golf car drive away --- Vera Cruz Designer Model, Concrete Block Construction --- The home offers high ceilings and Plantation Shutters throughout the home --- The kitchen offers tiled flooring, a spacious breakfast nook, breakfast bar, a bay window, a cabinet pantry, pendant lighting over the 50/50 sink --- Off the kitchen is the dining area with a 5 globe chandelier --- The living room has a ceiling fan and French doors that lead to the Florida room --- The Florida room has tiled floors, ceiling fan and a door that leads to the back yard --- The owners ensuite has a walk in closet, ceiling fan --- The owner's bath offers a step in tiled shower, with corner caddy and towel bar, a large vanity with two sinks and a linen closet --- The Guest area offers two bedrooms, both with closets and ceiling fans --- The Guest bath offers a shower/tub combo with tiled walls and medicine cabinet and tiled floors --- The interior laundry room has wiring shelving, a door that leads to the garage, the washer and dryer will convey with the home --- The 2 car garage offers attic access with pulldown stairs, extra wire shelving and a door that leads to the side yard --- The front exterior of the home features pavers on the driveway and expanded walkway --- The front porch is screened in for enjoying your morning coffee!! Beautiful Floor Plan - Great Location!! ** Bond is Paid ** Roof 2021 ** HVAC 2022 ** Electric Water Heater Sept 2024 -- Don't miss out on this one!!
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Our Executive Mortgage Banker:
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$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,747 | $1,701 | $2,213 |
Total Monthly Payment | $2,013 | $1,967 | $2,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.