Bonny's Farmhouse is a charming and remarkably well-preserved 19th-century home situated on two idyllic acres off a dead-end road on the outskirts of Germantown's historic center. The Home Built in 1894 for Philip W. Rockefeller III, the property has only seen a few families at its helm over nearly a century and a half. Decades of thoughtful ownership are evident in the abundance of unspoiled historical details that adorn this light-filled home, the highlight of which is, without a doubt, the beautifully maintained original millwork throughout. The ground floor at Bonny's Farmhouse is vibrant, each room with its own purpose. The expansive front living room with wood-paneled ceilings floods with sunlight throughout the day, perfect for lazy mornings and afternoons, while a dark-hued parlor towards the back begs for evening cocktails and snug nights in. The kitchen is bright and expertly renovated, with views of the oldest trees on the property and its own exit to the home's gardens. An inherently social space, the kitchen has wide doorways opening to both the dining room and the parlor. A screened-in porch surrounded by hydrangeas completes the first floor. Upstairs, the bedrooms are grand in scale and lined with windows facing surrounding lush treetops. There are several large built-in closets, a rarity in a home of this vintage, as well as ornate radiators, beautiful original wood floors, and tall ceilings. A golden-hued office can also be used as a nursery or walk-in closet. Stairs lead up from the second floor to the spacious attic with a stained glass window, currently utilized as storage but could be restored into a dream studio or an additional bedroom. The Grounds Walking trails meander through the property's 2 acres, lined by ancient Catalpa and Oak trees and berry bushes. One of the paths leads to a large clearing with a fire pit, a historic equipment barn, and ample room for a vegetable and flower garden. A two-car garage with carriage doors and multiple windows would make for a perfect workshop or artist's studio. The Region Bonny's Farmhouse is just moments away from Germantown mainstays like Otto's Market and Gaskins, and a short drive from our favorite farmstands (Montgomery Place Orchards and Morningstar Farms), beautiful Hudson River estates and gardens open to the public (Clermont State Historic Site, Olana, and Montgomery Place Gardens), and the Hudson Valley's most beloved towns (Hudson, Tivoli, and Red Hook). The History This exquisite farmstead is deeply embedded in the fabric of Germantown's 20th-century history. Philip W. Rockefeller III and his wife Margaret E. Miller built the house in the late 1800s, where they would then have and raise their only child, Lila Bonny. Lila lived almost the entirety of her life at this house, from her birth in 1896 to her passing in 1991. After a brief stint away from Germantown, Lila returned, newly wedded to her husband Harold Denegar, upon the death of her father Phillip in 1921. Harold would later become the Postmaster at the local Germantown post office, and the couple would live, work, and raise their families through a world war and the Great Depression alongside the Lashers, the Lawrences, the Millers, and Coons - other founding families of the town. Lila and Harold had two children, Harold Russell 'Russ' and Vernon. Harold, who went by Russ because his mother Lila didn't love the idea of two Harolds in the same family, was very involved in documenting his family's time spent in their quaint farmhouse. In an interview, Russ described the tomato farm lined with raspberry bushes overlooking the Hudson River that his parents owned and how he would often come home to his mother canning tomatoes and cooking down berries for jam. While undoubtedly a home well-suited to modern life, the traces of this rich history can be felt at every corner of this exceptional property.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $757 | $757 | $757 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,122 | $4,526 | $6,042 |
Total Monthly Payment | $4,971 | $5,375 | $6,891 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.