The gem of Liberty St in on the market! Newly updated, this property offers modern comforts amid stunning historical details. Unique historical stairs bring you to the parlor level, which features a large foyer, a living room leading to a dining room, a modern kitchen, a stylish powder room, and a bonus solarium (currently used as a coffee-and-plants haven!). This entire first level is heated with radiant floors under historical hardwood cozy and easy on the eyes! Upstairs on the second level you'll find three bedrooms, one with bonus office/flex space, and a full bathroom. This level also has a street facing lookout deck and an exit to the back garden via a "secret stair" that brings the old house charms. On the top level, there are two more bedrooms, one with an ensuite full bath and pretty rooftop views. As the icing on the this pink Victorian home cake, there is a basement with private entrances at the front and back of the home that is perfect as-is for a workshop or creative studio and laundry. It has been prepared by the current owners to be renovated into a separate unit or additional living space. Outside, you'll notice beautiful restored woodwork and details, great neighboring properties, a landscaped yard with mature ornamental trees, and spacious parking spots. This home has so many charming, flexible, and beautiful spaces perfect for envisioning live, work, and play in the City of Newburgh.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,262 | $1,262 | $1,262 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $4,542 | $4,539 | $5,463 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.