Welcome home to West Harbor Estates in Bayville! This charming 4-bedroom, 2. 5-bath brick and shingle-style colonial sits on a flat oversized lot, offering breathtaking water views of West Harbor. Step inside to the spacious main floor foyer and entry hallway providing access to the formal dining room that comfortably seats 10+ which flows into the well-appointed eat-in kitchen boasting a decorative tile backsplash, stainless steel appliances, and quartz countertops. The inviting family room features a cozy wood-burning fireplace and sliding 12-foot glass doors opening to the expansive backyard and patio overlooking the water - perfect for outdoor gatherings. Just up the stairs discover the vaulted ceiling living room with pine hardwood floors and glass doors that seamlessly connect the indoors to your private deck - providing an idyllic spot to relax and enjoy the picturesque scenery. Retreat to the second-floor ensuite primary bedroom, your private oasis with two ample-sized closets with built-ins and an ensuite bath. Three additional spacious bedrooms provide flexibility for guests or a home office. An updated full bath with even more water views completes the second level. The unfinished basement with laundry provides endless bonus space potential; the 2. 5-car garage with attic offers plenty of storage for vehicles and outdoor gear and the large backyard offers room for expansion or an inground pool. This exceptional home combines classic colonial charm with modern conveniences, all in a tranquil setting just moments from the water. Enjoy village beaches, boat basin with docks, dog park, trails, tennis and pickleball courts & beautiful Bayville sunsets. Within 40 miles from NYC. Don't miss this rare opportunity and start living the coastal lifestyle you've always dreamed of! Locust Valley SD.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $940,000 | $940,000 | $940,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $1,320 | $1,320 | $1,320 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,560 | $6,019 | $7,996 |
Total Monthly Payment | $7,005 | $7,464 | $9,441 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.