Nestled on a quiet, cul-de-sac street, welcome to your almost NEW dream home, built in December 2021! This stunning 4-bedroom, 2-bathroom residence, complete with an office, is the perfect blend of luxury and comfort. With a simple conversion, it can easily become a 5-bedroom haven for you and your loved ones. As you step inside, you'll be greeted by the warmth of elegant quartz countertops and the durability of luxury vinyl plank flooring—ideal for both family gatherings and quiet evenings at home. The owner's suite is a true retreat, featuring spacious his and hers closets, a beautifully tiled shower, and dual sinks that make morning routines a breeze. Outside, your private oasis awaits! An enclosed patio invites you to relax while overlooking a fenced yard, complete with a grill pad for those weekend barbecues. Pine Ridge Community provides a sparkling swimming pool, thrilling waterslide, splash pad —perfect for creating lasting memories. Stay active in the state-of-the-art fitness center or let the kids explore the playground and splash pad, all designed for fun and adventure. And for sports enthusiasts, the basketball, tennis, and pickle ball courts are ready for friendly competition. The Clay Town Center has broken ground and is underway with new expressways and substantial growth in the area, The Clay Town Center will provide a central destination for professional and medical services, supported by dining, retail, hospitality and storage solutions. Don't forget to check the doc tab for a complete list of all the wonderful upgrades this pristine home has to offer. This isn't just a house; it's a place where cherished memories are waiting to be made. Welcome home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $568 | $568 | $568 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,100 | $2,048 | $2,586 |
Total Monthly Payment | $2,743 | $2,691 | $3,229 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.